VSP is different than other types of insurance you might be used to. Take car insurance, for example- you hope you never have to use it. But with vision insurance, you actually want to use it because it will save you money on expenses you already know are coming. With VSP, you'll receive services at rates well below walk-in prices, and you don't even need an ID card -any VSP doctor can access your plan coverage. All you have to do is make your appointment, get your exam, select your frames and lens options, and the doctor's office will take care of the rest. You pay any copays or overage right there at the doctor's office, and you're done. It's that simple. And don't forget, you can use your Health Savings Account (HSA) for out-of-pocket costs at the doctor's office. You can choose a vision insurance plan for individuals, or to cover you and a dependent, or to cover the whole family (children under 27 or disabled at any age). Each member gets the same great coverage.
The Vision Plan, offered by VSP, provides coverage for a variety of vision care needs. Benefits cover eye examinations, prescription eyeglasses, contact lenses and more. Coverage is available for you and eligible family members. The table below summarizes the coverage you are eligible to receive if you choose to add vision to your benefits. You may have to pay extra for certain cosmetic or elective eyewear options. Before selecting your eyewear, ask your doctor what is covered by your VSP plan.
How Your Vision Benefit Will Work:
1. Find a VSP network doctor
VSP Member Services Support at 800-877-7195
2. Make an appointment for your eye exam
3. When you call, tell the office you are covered by VSP and give them the following information:
a. Your name and date of birth
b. The group name - McGaw Medical Center
c. Covered member's (Housestaff 's) Social Security number
4. After you make an appointment, your doctor and VSP will handle the rest.