commonly, most health insurance companies take laser eye surgery as an elective procedure. That is to say, most of health insurance companies will refuse to cover it. Nevertheless, there are some exceptions to the rule. Before you pay for the cost for lasik surgery with your own money, you can review the policy carefully to see if it covers laser eye surgery. Besides, Sometimes surgeries can be covered if they are done to restore complete vision or if they are associated with a disease that is covered by your health insurance.
Generally speaking, insurance does not cover the cost of lasik surgery. However, medical insurance plans will cover the cost of lasik surgery under certain condition. These include:
Eye surgery for refractive errors that are a result of an injury.
Eye surgery for refractive errors that are a result of surgery.
Eye surgery for severe refractive errors. However, there is no standard level of impairment at which insurance will cover correction. Insurance coverage under these circumstances is generally very inconsistent and individuals should check with their provider.
Eye surgery when a patient is not only unable to wear glasses due physical limitation (such as an allergy or deformity) but cannot wear contacts due to physical limitation (lens intolerance).